AMRE · Profit & Loss · cash basis · —

What came in, what went out, what was left.

Every figure is computed from /dashboard/data/finance-ledger.json — commissions from the Compass export, expenses from the Amex and Chase feeds. Nothing on this page is hand-typed, and the timestamp below moves whenever that file does.

Profit & loss statement

Cash basis. Commissions are booked on close date, not payment date, so a deal closed in June shows in June even if Compass paid in July. Net commission received is the line that reconciles to bank deposits. Personal / owner draws are excluded from operating expenses and shown as a memo.

Bills owed & commitments

Invoiced but not in the cash statement above until paid. From meta.payables and meta.commitments in the ledger.

Month by month

Trend

Net commission and operating expenses by month, with net profit overlaid.

Categories against budget

Each category as a share of net commission received, against a target share. The grey tick is the target; the bar is where you actually landed. Targets are common small-brokerage rules of thumb, not a prescription — adjust them in the page if your model differs.

Biggest line items

Every vendor above $150 for the period, largest first.

What the numbers are telling you

Computed live from the ledger each time this page loads.

Recurring spend

Anything charged in three or more distinct months. Steady amounts are annualised into a run rate; lumpy ones are left blank because a run rate would mislead.

Unit economics

The numbers that decide whether a year works. Client acquisition = advertising, print, photography, client meals and gifts.

Expense coverage runs —; a year marked partial is not a full twelve months of card data, so its margin and cost-per-closing read low. These are descriptive figures from your own ledger, not investment or tax advice. Confirm deductibility and entity treatment with your CPA before acting on any of it.

Where you stand

Trailing twelve months from the newest card charge, so a partial calendar year does not flatter or punish the numbers. Benchmarks are what a real-estate coach or small-business advisor would hold a solo agent or two-person team to.

Every commission check

The allocation most advisors recommend for lumpy income: move the money the day it lands, before it becomes spendable. Percentages are editable and remembered on this device.

Twelve-month budget

Monthly caps built from the same target shares as the Categories tab, applied to a revenue plan. The plan defaults to your best full calendar year; change it to see what a bigger or smaller year lets you spend.

Bring to your CPA and coach

The page can show the pattern; these are the calls a professional should make with you.